Virginia Beach Public Libraries is offering a program called Live Simply. It is a series of workshops on a variety of financial topics that affect you. If you are in Bank On or just considering attending Bank On, these workshops can enhance your financial knowledge and allow you to strengthen your personal finances.
Declutter Your Head and House: Are your mornings spent frantically looking for the misplaced keys or field trip forms? Do you have trouble deciding what to keep and what to let go? Do you have stacks of things and nowhere to put them? This program offers you the strategies for when, where and how to overcome disorganization in your life.
Organizing Your Paperwork: A comprehensive program featuring general organizing principles to get your clutter in order. Managing your paper trail and how long do you really need to keep certain papers.
Predatory Lending: Predatory lending is a serious problem. It occurs when companies offer loan products using certain marketing tactics, abusive collection practices and loan terms that deceive and exploit borrowers. There are better ways! Learn how you can avoid such lenders and, if you’re caught in the predatory lending trap, how to get out of it.
This is your life! Welcome to adulthood ~ In this reality simulation, you’re now 28 years old with a job and a family. Do you have what it takes to juggle bills, childcare, housing and all the other challenges that come with life?
Money Management: Too many days and not enough dollars? Learn ways to keep more of what you make, track spending, set financial goals, change habits and make a spending plan (or budget) that works for you!
Couponing: Learn the basics of couponing including organization and how to make your shopping list. Discover tools and websites geared toward helping you save. We'll touch on stockpiling, some local coupon policies and more!
Making Ends Meet: Making Ends Meet: How can We Spread Prosperity and Improve Opportunity? Join us to answer this question and have an open discussion about the impact that the economy has on our lives both locally and nationally. Teens & Adults. Online Registration begins February 1.
As the end of the year approaches, we once again find ourselves dreading the paper pushing and number crunching of tax season. But, let’s not forget the excitement that comes with getting back some of your own hard-earned money in the form of a tax refund. Saving a portion of your tax refund can be a big step toward meeting your savings goals, so it’s no surprise that a 2015 tax season survey found that a majority of those who receive a refund planned to save it.
This tax season, reward yourself for saving some of your refund by entering for a chance to win $25,000 through SaveYourRefund. SaveYourRefund has 101 cash prizes, including 100 weekly prizes of $100 and one grand prize of $25,000. Making smart financial decisions isn’t always easy, but splitting your refund couldn’t be simpler. Follow these quick and easy steps to enter to win in 2016:
· Use Form 8888 to split your refund. Entry to win with SaveYourRefund starts with splitting your refund into savings.
· Save $50 or more of your tax refund. In order to enter, use Form 8888 to save at least $50. There are a number of accounts you can save into including a savings account, a U.S. Treasury Direct account (savings bond), and a myRA retirement account.
· Visit SaveYourRefund.com to enter. You will be automatically eligible to win one of ten $100 prizes that will be given away every week from the start of the contest until the end of tax season.
· Upload a picture here that represents your savings goal or motivation, and you’ll be entered to win the $25,000 grand prize!
Need tax assistance? Take advantage of a Volunteer Income Tax Assistance (VITA) program. VITA programs offer free tax help to those who generally make $53,000 or less, persons with disabilities, the elderly, and limited English speakers.
Get ahead of your financial goals by splitting your tax refund into savings, and reward yourself with SaveYourRefund.
We love our refunds, but hate the process of completing taxes. Did you know there is free help for you? Check out these resources:
AARP Tax Aide in Virginia Beach
Offers free tax preparation at two library locations. http://www.vbgov.com/government/departments/libraries/news-and-events/Pages/Tax-Preparation.aspx
South Hampton Roads EITC Coalition:
Free tax preparation for households earning $55,000 or less. www.shreitc.com for a list of locations available to serve you!
My Free Taxes:
Complete your own tax return for free. 800 number telephone support if you have any questions. Visit www.myfreetaxes.com
Save Your Refund:
Get rewarded for saving a portion of your refund to your savings account. $25,000 grand prize for those who share a picture of their savings goal. www.saveyourrefund.com
Take the savings challenge and see if you can grow your savings week by week with the 52 - week savings challenge.
Try it forward or in reverse. To reverse the challenge use your tax refund to jump start the larger months and then continue saving through the year each week a lesser amount!