Bank On Certified Accounts

Bank On Certified Accounts are available in Hampton Roads!

Financial institutions across Hampton Roads offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards.  Bank On certified account offer no overdraft or hidden fees; a low minimum opening deposit; free deposits and withdrawals; and a low monthly fee.  Want your institution to join the list?  Get in touch with the CFE Fund and learn more!   Bank On Certification – BankOn (

 A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 63 million adults across the nation rely on costly alternative financial services – like check cashers, payday lenders, and pawn shops – for routine financial transactions.


These accounts do not allow overdraft or non sufficient funds fees, so you will never be hit with a surprise fee.

                                                                                LOW COST:

Certified accounts are $5 or less per month; with no unpredictable fees. 


Certified accounts always allow free deposits, free withdrawals, and free bill payments.