Your Money Your Goals Expanded Tools List.
The asterisk (*) indicates tools being utilized in the Bank On classes.
Starting
the Money Conversation
Supplemental Booklets that help to discuss money.
DESCRIPTION
|
ACTION
|
*Financial empowerment
self-assessment
|
|
*My money picture
|
Setting
Goals
DESCRIPTION
|
ACTION
|
*Setting SMART goals
|
|
Putting goals into action
|
|
Planning for life events and large
purchases
|
|
Revising goals
|
Saving
DESCRIPTION
|
ACTION
|
*Savings plan
|
|
*Saving and asset limits
|
|
Finding a place for savings
|
|
Saving at tax time
|
Tracking
Income and Benefits
DESCRIPTION
|
ACTION
|
Income and benefits tracker
|
|
Choosing how to get paid
|
|
Increasing income and benefits
|
Paying
Bills
DESCRIPTION
|
ACTION
|
Spending tracker
|
|
*Bill calendar
|
|
Choosing how to pay bills
|
|
Cutting expenses
|
|
Prioritizing bills
|
Getting
through the Month
DESCRIPTION
|
ACTION
|
*Creating a cash flow budget
|
|
Improving cash flow
|
|
*Adjusting your cash flow
|
Dealing
with Debt
DESCRIPTION
|
ACTION
|
Debt log
|
|
Debt-to-income calculator
|
|
Debt action plan
|
|
Comparing auto loans
|
|
Repaying student loans
|
|
When debt collectors call
|
|
Avoiding medical debt
|
Understanding
Credit Reports and Scores
DESCRIPTION
|
ACTION
|
*Requesting your free credit
reports
|
|
Reviewing your credit reports
|
|
*Disputing errors on your credit
reports
|
|
Getting and keeping a good credit
history
|
Choosing
Financial Products and Services
DESCRIPTION
|
ACTION
|
Finding financial products and
services
|
|
*Comparing financial service
providers
|
|
*Opening a checking or savings
account
|
|
Avoiding checking account fees
|
|
Evaluating your prepaid or payroll
card
|
|
Knowing your prepaid card rights
|
|
Sending money abroad
|
Protecting
your Money
DESCRIPTION
|
ACTION
|
Protecting your identity
|
|
How to handle identity theft
|
|
Spotting red flags
|
|
Submitting a complaint
|
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