Drawings to Reward Savings

Get rewarded for saving using a new program to incentivize the positive steps Bank On participants are taking to grow their savings. 

Save Up offers daily drawings for savers.  The way it works is retailers offer prizes for the drawings.  Some are big prizes like a $2 Million drawing and others are smaller weekly prizes like a $100 gift card. 

Signing up is free.  You get points you can use to buy more chances to win prizes for every $1 you add to your savings.  You were saving anyway to help you reach your goals.  Save Up makes saving more fun.  Check it out at www.saveup.com 

January 2015 Bank On Classes

Do you know of someone looking for a free financial makeover?  Now is the time to register for September classes for Bank On Virginia Beach.  Bank On Virginia Beach helps you break free from living payday to payday and to take control of your financial future.  
You attend 10 once per month classes and meet monthly with a personal financial coach who will help you create your own personal financial plan. 
Choose from one of five available classes:
Pembroke Six
289 Independence Blvd., Room 431 1st Tuesday
12:00 p.m. - 1:00 p.m.
Starts January 6, 2015
Williams Farm Rec Center
5252 Learning Circe
Second Tuesday
6:30 p.m. - 8:00 p.m.
Starts January 13, 2015
Municipal Center
2449 Princess Anne Road, Building 14
2nd Floor Conference Room
Second Wednesday
12:00 p.m. - 1:00 p.m.
Starts January 14, 2015
Potter's House
1709 Pacific Avenue
Third Thursday
6:30 p.m. - 8:00 p.m.
Starts January 15, 2014
Joint Use Library - TCC Campus
1700 College Crescent, Building L
Fourth Wednesday
6:30 p.m. - 8:00 p.m.
Starts January 28, 2015
Start Your Financial Makeover!
To register call 757-385-3551 or visit our website at www.vbgov.com/bankon

Save the Date

Financial Planning Day is scheduled for October 18, 2014.  This is one of the most exciting events for Financial Empowerment.  Each year financial professionals volunteer their time with no strings attached to answer your personal questions about financial matters.  Meet with Certified Financial Planners, Credit Counselors, Retirement experts, Accountants, Career experts and more. 

Bank On will hold a graduation ceremony for those who complete requirements for Bank On and Mayor William D. Sessoms will recognize those who complete the Mayors Action Challenge.

Workshop: Creating Your Retirement Plan

In today’s economic climate, you know you can’t count on Social Security alone to have the retirement you want. After decades of hard work, you want financial independence and security to enjoy your future.

AARP Virginia and the City of Virginia Beach are working to help you plan with free, unbiased information so you can make smart financial decisions. Join us at a free workshop to learn about
increasing savings, reducing debt and planning for your future.
No products will be promoted. Free refreshments will be served.
The event is free and open to the public. Space is limited.

Pre-registration is requested.

Tuesday, August 26, 2014
7:00 pm - 8:30 pm
Meyera E. Oberndorf Central Library
4100 Virginia Beach Blvd., Virginia Beach, VA 23452


Jobs, Jobs, Jobs

Growing our income opportunities is an important component in securing our financial future.  Bank On Virginia Beach has received the following job notifications recently:

Education Program Manager: Urban League of Hampton Roads.  Details

Retail Services: Town Center Area new Wal-Mart hiring 300 employees for opening this fall.  Wal-Mart has a commitment to hire any qualified veteran who has been honorably discharged within the past 12 months.  Applications accepted online or at the temporary hiring center 4712 Princess Anne Rd., Virginia Beach, Monday - Friday 9 am - 2 pm.

Warehouse/Loaders/Unloaders:  Simos is hiring for immediate openings in Chesapeake and Williamsburg areas.  Apply at Virginia Employment Commission Job order #460109

Healthcare Career Fair:  August 5th Chesapeake Conference Center 9:00 am- 12:30 pm.  Seeking Bachelors Nurses, RNs, LPNs, Radiography Techs, Physical Therapy Assistants and more! For more information call James VanCleave 757-461-7537.

Job Readiness Training for Returning Citizens:   Virginia Employment Commission  8/12/14 and 8/19/14 9:00 am - 10:30 am.  Learn how to market yourself, do's and don'ts of completing an application, the benefits of volunteering and more.  For more information contact Cynthia Thompson, Facilitator 757-453-5181.

Career Coach:  Meyera E. Oberndorf Central Library.  Contact the information desk to schedule an appointment for individual session with a career coach.

Don't forget to check out the employment resources listed in your passport for growing income opportunity as well. 

Free Clothing Aug 2

Check out the free clothing distribution at Tidewater United Church of Christ at 2660 West Neck Rd. this Saturday from 10:00 am - 4:00 pm.  There is clothing of every size for children through adult. 

Free lunch and hourly couponing classes being offered at this event as well.

The church is located across from the new Kellam High School on West Neck Rd.  Everyone is welcome!

Financial Empowerment News

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Financial Empowerment Newsletter highlights resources available through the City of Virginia Beach to help consumers gain greater financial control and to strengthen their financial situation.   Get your copy today.

Reporting Abuse

When someone has gotten the better of you every instinct in you wants to see justice.  They have been unfair and wronged you, but who can stand up to the bad players in our financial lives? 

Financial Empowerment programs like Bank On Virginia Beach help you to know your options and to stay informed as resources become available to you. 

Just this week, the Consumer Financial Protections Bureau has issued a notice that they will accept complaints against  financial services like prepaid cards and additional non bank products such as credit repair services, pawn, title loans and payday lenders.  Historically these businesses operated under the rules of each state they do business in, but with the growth in this industry, CFPB is now taking forceful actions to protect consumers.  If you have done business with one of these providers and found them to be less than forthright in dealing with you, you now have a forum to submit a complaint and be heard.  To file a complaint visit: www.consumerfinance.com/complaint.

Other agencies hear different types of complaints.

Banks: Has your bank not done right by you?  FDIC would like to hear about it:  https://www2.fdic.gov/starsmail/index.asp.

Credit Unions: The Federal Reserve takes complaints on both Banks and Credit Unions: http://www.federalreserveconsumerhelp.gov/index.cfm

Scammers calling you?  If you have registered your phone number with Do Not Call Registry and are still receiving solicitation calls you can file a complaint with the Federal Trade Commission: https://www.ftccomplaintassistant.gov.

 Now you can engage a champion on the side of the consumer to help you resolve your beef with the financial bullies of the world.  Have you registered a complaint and had successful resolution?  Write and tell us about it.  bankonvb@vbgov.com

Bank On Graduation

 Bank On Graduation Ceremony

This is it!  You have made it!  10 months of financial conditioning and perseverance paid off for our Bank On graduates.  We encourage family and friends to join us as we recognize the achievements of these Bank On participants on July 19th at 11:00 am.
Location: Good Samaritan Episcopal Church 848 Baker Rd., Virginia Beach
Come an enjoy a festive celebration of achievements followed by light refreshments.  Mayor William Sessoms is expected to be in attendance to recognize Mayor's Action Challenge completions.   To RSVP: email bankonvb@vbgov.com.
See you there!